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Negotiable Instruments Act, 1881

Section 72, NI Act: Presentment of cheque to charge drawer

Pundora · Published 3 October 2026

Section 72 of the Negotiable Instruments Act, 1881, in the Act's own words.

The section

72. Presentment of cheque to charge drawer.

1[Subject to the provisions of section 84,] a cheque must, in order to charge the drawer, be presented at the bank upon which it is drawn before the relation between the drawer and his banker has been altered to the prejudice of the drawer.

The text is India Code's consolidated text as loaded into Pundora's statute corpus on 1 September 2026; a number before a square bracket is India Code's own footnote marker for an amendment. A section quoted in a draft checked by Pundora is checked against this text.

Sources

  1. India Code: Negotiable Instruments Act, 1881, section 72 (read 1 September 2026)

The Act's own words, from India Code. If the text here differs from the Gazette, the Gazette governs; write to contact@pundora.in and it will be corrected and dated.